Set a household budget and include insurance. From your budget choose the best way to cover all possible risks.
Sample Sheet - Used to show examples on how to fill out the form.
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Blank Sheet - Once you have an understanding on how to fill out the form, use this one to figure your own insurance budget.
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Our Services
Independent Insurance Counselors can customize any service plan to meet your specific needs. Our areas of expertise include the following.
Homeowners Insurance
Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people. The homeowners insurance section of IIC Web site can help you make the right choices about this necessary protection for you and your family and why it may save you money to have a separate windstorm policy.
Auto Insurance
Auto insurance protects you, and others, from financial ruin in the event of an auto accident. It also comes to your rescue if your car is vandalized, catches on fire or is stolen. Beyond protecting you financially, auto insurance is a social responsibility. Those who drive without insurance, and without the ability to pay for damages they cause, put the rest of us at great financial risk.
Life Insurance
Although you may not have considered it, your ability to earn income is a significant asset and life insurance helps replace lost income in the event of premature death. A life insurance policy safeguards your family from financial ruin in the event of your passing.
Business Insurance
You can purchase business insurance for nearly every operation and risk your business faces including property insurance, casualty insurance, liability insurance, commercial auto, workers' compensation, business interruption, health insurance and life and disability insurance.
Workers' Compensation
Mike Lansford is a certified CWCA WorkComp Advisor. He is an expert in Workers' Compensation policies and can reduce the amount you have to pay by finding classification error and fixing them, returning money through policy audits and helping you avoid costly future errors.
Risk Management
We can help you to identify and guard against potential threats that could severely impact or even ruin your business. Generally, this involves reviewing operations, identifying hazards and the likelihood of their occurrence, and then helping you choose the policies that will best serve you and your company.